An insurance broker helps you compare rates and find the best policy by working with multiple insurance companies. They offer unbiased advice and expertise, making them a great choice for car, home, or health insurance.

In contrast, an individual agent represents a single insurance company and can only sell their policies. While this can limit your options, brokers can provide a broader selection and often better rates.

Ask Local partners with brokerages to ensure you receive the most competitive policies available, avoiding the pitfalls of individual agents who may raise premiums over time.