Insurance Guide
- Licensing: Ensure the agency is licensed and registered in your state.
- Accreditation: Check for accreditation by the Better Business Bureau, indicating they meet standards of quality and accountability.
- Reputation: Look for positive reviews from past customers to gauge the agency’s reliability.
- Quotes: Obtain quotes from multiple agencies to compare rates and find the best deal.
At Ask Local, our insurance partners are dedicated to understanding your budget, policy needs, and overall goals. They do the legwork for you, shopping multiple carriers to secure the best terms without the hassle of contacting numerous agencies.
Differences between an insurance broker and an individual agency?
An insurance broker helps you compare rates and find the best policy by working with multiple insurance companies. They offer unbiased advice and expertise, making them a great choice for car, home, or health insurance.
In contrast, an individual agent represents a single insurance company and can only sell their policies. While this can limit your options, brokers can provide a broader selection and often better rates.
Ask Local partners with brokerages to ensure you receive the most competitive policies available, avoiding the pitfalls of individual agents who may raise premiums over time.
Protecting yourself and eliminating liability
Your home is one of your largest investments. Home insurance protects you from the financial burden of unexpected events like fires, tornadoes, or burglaries, covering repairs or replacements.
Additionally, home insurance provides liability coverage. If someone is injured on your property, such as in a fall, your policy can help cover legal costs and damages, preventing you from having to pay out of pocket.
Let Ask Local help you find the right coverage to protect your investments and provide peace of mind!
